Cremation refers to the process of transforming the body into bone fragments using heat. Any metal objects that may have been included with the body are then removed and the remaining fragments are crushed into an ash. Today, many people from various backgrounds are choosing cremation as a more economic and convenient option to a traditional burial.

The law does not require that families supply an urn. However, the family may choose to bury the remains in an urn, place the urn in a columbarium, store the remains in an urn, or use an urn during a memorial service. If choosing to bury the urn in a cemetery, you may be required to select an urn vault as well which will protect the urn and the surrounding earth.

The cremation process does not require a casket although there are caskets made specifically for this purpose. All that is needed is a combustible container which will be cremated with the body. This container can be made of wood or cardboard and will offer dignity for the deceased.

The cremated remains will be handled according to the family’s wishes. The remains can be kept at home, buried in the ground, inurned in a columbarium, or scattered on private or public property depending on state law. They can also be placed in a variety of objects such as a rock or bench outdoors or a piece of jewelry or other keepsake.

Yes. With a cremation, there are even more options for services than with a burial. There can be a funeral service and a viewing prior to cremation or a memorial service with or without the remains present. There can also be a service to scatter or bury the remains. It is completely up to the wishes of the family.

It really depends entirely on how you wish to commemorate a life. One of the advantages of cremation is that it provides you with increased flexibility when you make your funeral and cemetery arrangements. You might, for example, choose to have a funeral service before the cremation; a memorial service at the time of cremation or after the cremation with the urn present; or a committal service at the final disposition of cremated remains. Funeral or memorial services can be held in a place of worship, a funeral home or in a crematory chapel.

With cremation, your options are numerous. The cremains can be interred in a cemetery plot, i.e., earth burial, retained by a family member, usually in an urn, scattered on private property, or at a place that was significant to the deceased. (It would always be advisable to check for local regulations regarding scattering in a public place-your funeral director can help you with this.)

Today, there are many different types of memorial options from which to choose. Memorialization is a time-honored tradition that has been practiced for centuries. A memorial serves as a tribute to a life lived and provides a focal point for remembrance, as well as a record for future generations. The type of memorial you choose is a personal decision.

You might choose ground burial of the urn. If so, you may usually choose either a bronze memorial or monument. Cremation niches in columbariums are also available at many cemeteries. They offer the beauty of a mausoleum setting with the benefits of above ground placement of remains. Many cemeteries also offer scattering gardens. This area of a cemetery offers the peacefulness of a serene garden where family and friends can come and reflect.

If you wish to have your ashes scattered somewhere, it is important to discuss your wishes to be scattered ahead of time with the person or persons who will actually have to do the cremation ashes scattering ceremony, as they might want to let your funeral professional assist in the scattering ceremony. Funeral directors can also be very helpful in creating a meaningful and personal ash scattering ceremony that they will customize to fit your families specific desires. The services can be as formal or informal as you like. Scattering services can also be public or private. Again, it is advisable to check for local regulations regarding scattering in a public place-your funeral director can help you with this.

Yes — Depending upon the cemetery's policy, you may be able to save a grave space by having the cremains buried on top of the casketed remains of your spouse, or utilize the space provided next to him/her. Many cemeteries allow for multiple cremated remains to be interred in a single grave space.

Uncertainty about income tax issues can add to the stress experienced from the death of a spouse. You should meet with your family attorney and/or tax advisor as soon as possible to review your particular tax and estate circumstances. Bring a detailed list of your questions to the meeting. If you do not have an attorney or tax advisor, call the IRS toll-free at 800-829-1040 for answers to specific tax questions.

There are a number of options available, including:

• Determine if the deceased person qualifies for any entitlements. Check with the Social Security Administration, the Department of Veterans Affairs, and with your State Fund. Many people are entitled to get financial assistance with their funeral costs from these agencies if they qualify.
  
• Review all insurance policies the deceased person has, including life insurance. Some life insurance policies have coverage clauses for funeral related costs.
  
• Find local charities providing financial help for funeral expenses. Search for non profit organizations and for churches in your area.
  
• Talk to your funeral director about cremation options - these can be much less expensive depending on your choices.